Currently Empty: $0.00
Year 8 Number and algebra WA8MNAF1 5 pages · 34 questions Core
Year 8 Forms of Payment Worksheet
Free Year 8 forms of payment worksheet (WA8MNAF1): cash, debit, credit, buy now pay later and lay-by, surcharges and total cost. With key.
What's covered
- Calculating card surcharges and total costs
- Comparing cash, debit, credit, BNPL and lay-by
- Weighing up the advantages and disadvantages of each method
About this worksheet
This free Year 8 forms of payment worksheet is written for the Western Australian curriculum and mapped to SCSA content description WA8MNAF1. It targets one skill so students can practise until it sticks: by the end, students can say “I can compare cash, debit, credit, buy now pay later and lay-by, including surcharges and the total cost of each.”
What’s inside
- Key idea box – a short explanation with worked examples to read before starting.
- A · Fluency (16 questions) – quick practice to build accuracy.
- B · Core (10 questions) – worded problems set in everyday Australian contexts.
- C · Reasoning (4 questions) – explain, justify and spot the error.
- D · Challenge (4 questions) – harder multi-step and problem-solving questions for students ready to stretch.
- Separate marking key – every answer with working, plus mark allocations and marking criteria for reasoning questions.
Skills covered
- Calculating card surcharges and total costs
- Comparing cash, debit, credit, BNPL and lay-by
- Weighing up the advantages and disadvantages of each method
How to use this worksheet
Start with the Key idea box, then complete Section A (use a calculator only where a question says so). Most students should attempt Sections B and C; Section D suits students aiming for the top of the class or preparing for accelerated or extension maths. The worksheet is marked out of 58, and the score box on the last page helps students see which section needs more practice.
Common mistakes to watch for
- Forgetting fees when comparing total cost
- Assuming buy now pay later is always free
- Calculating the surcharge but not adding it on
- Ignoring cash rounding to 5 cents
Where this fits in the WA Year 8 sequence
Forms of Payment sits in the Financial mathematics sub-strand of Number and algebra. It is one of a set of short, single-skill EduLift worksheets that split each Year 8 content description into sub-skills. Use the previous and next links to work through the sequence in order.
Common errors we see in tutoring
- Forgetting fees when comparing total cost
- Assuming buy now pay later is always free
- Calculating the surcharge but not adding it on
- Ignoring cash rounding to 5 cents
Answer key (with worked solutions)
The answer key is a separate PDF with every question worked, not just the final answers.
Download the answer key (PDF)Stuck on a section? That's what our Year 8 tutors are for.
Book a free trial class and we'll show you exactly which skills to work on next.